Financial Consulting Services (Free Consultation!)
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SFFMA Members,

After over 20 years serving as a peace officer in Plano and McKinney, I now help families evaluate their plans to save money through their career, pay for college and still have the money they will need in retirement. Do you know what will happen to your plans and your family's financial future if something happens and your plan gets cut short? 

I had planned to work many more years but due to injuries and the surgeries that followed, I had to retire early.  I thought that I had everything in place to cover any scenario and found that the protections I had in place did not perform the way I had been told.  One example is that I actually paid extra for my entire career for disability insurance and when I needed it, I found that the $2500 per month I was told I would receive was really only $250 per month. I do not want any family to experience this same devastating reality. 

Many of the traditional strategies we have always been told to trust and use do not coordinate with every other area in our financial lives. You can actually be losing future wealth and not even realize it. Another example is saving for college. If you are saving for college in a 529 or college only savings plan, you could find that there are negative financial pitfalls. You can still save and avoid the pitfalls by simply using alternative strategies that we teach the families we consult. 

I offer free 30-minute workshops/presentations for groups and associations and free individual consultations to make sure you are not losing wealth.  Learn what many people are now doing to save during their working years, to pay for college and still have what they will need in retirement. Just send me an email with your contact information and I will call you back or you can call me at the number listed below.  

I cannot serve in the capacity I use to, so this is how I fulfill my desire to help others. Make sure your financial plans are exactly what you need them to be. 

Thank You, 
Sgt. Joe Hooten, retired

Call me at: (214) 250-0027


Texas Heroes Assistance Program (Realtor Services)
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SFFMA Members,

My name is Moses Druxman and I have been a firefighter for over 4 1/2 years. I created the Texas Heroes Assistance Program as a way to give back to my family, first responders and to give them a chance to work with someone they can trust. I work very closely with first responders and attempt to provide them with a no-pressure and hands-free service. I have partnered with lenders, home inspectors, insurance agents and many others to save home buyers and sellers thousands of dollars. 

I work in the North Texas area stretching from Jacksboro all the way to Rockwall with all the cities in between.

I also work with another SFFMA Affiliate to help with the lending services process, Premier Nationwide Lending. I look forward to hearing from you!

Thank you,
Moses Druxman
Call me: (817) 602-6133


Estate Planning from The Law Office of Mark Smith, PLLC

Dear SFFMA Members, I recently joined SFFMA of Texas, and I'd like to offer my fellow SFFMA Members a $150.00 discount on Estate Planning services. So, that would be $225 for individuals (originally $375), and $300 (originally $450) for couples who need a will, living will (directive to physicians), durable power of attorney, and medical power of attorney.

I am an attorney in private practice who represents a number of EMS and non-profit fire departments.

Please contact me if you have any questions about our services.

Sincerely,
Mark Smith, JD, MBA, SPHR, SHRM-SCP
The Law Office of Mark Smith, PLLC

6419 Larrycrest Dr
Pearland, TX 77584
Phone: (281) 489-3934
Fax: (832) 383-5305

www.jmsmithlaw.com

Representing entrepreneurs, small businesses, and non-profits.